Disruption or Disaster?
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Juliano,
Disruption and a disaster are not two mutually excluding terms - disruption is any kind of interruption of your activities, whereas a disaster is a longer disruption with large impacts.
The main criteria to activate your Disaster Recovery Plan (or Business Continuity Plan) is a length of a disruption - if the expected length of a disruption is longer then your RTO (Recovery Time Objective), then you need to activate your plan. You should determine your RTO through the business impact analysis.
To learn more about RTO read this article: https://advisera.com/27001academy/knowledgebase/what-is-the-difference-between-recovery-time-objective-rto-and-recovery-point-objective-rpo/
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Jan 12, 2016